Best money making apps to make money online in 2023

For those looking to find ways on how to make money online with apps, this article has listed the highest paying money making apps. You can use these apps that pay real money to take surveys, pick up side hustles, and earn passive income.

It makes sense to use the top money making apps at least once or twice a day to make a quick $50 today. Hence we made this list of free mobile apps to maximize your profit for the effort you put in.

Want extra money?Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no hidden terms and conditions. This bank account is legit and only takes two minutes to sign up for an account.

Here’s the scoop on how you can earn free PayPal money with the 10 money making apps.

Best Money Making Apps in 2022

Here are 10 of the best money making apps that you can use to make money fast

 Survey Junkie

  • App Store Rating: 4.5 – ‎28,033+ reviews
  • Google Play Rating: 4.1 – ‎15,091+ reviews
  • Payment: Paid in gift cards, or cash via PayPal.
  • How it works: With Survey Junkie, you need to complete easy tasks to earn cash and rewards. If you like participating in interesting surveys, this is a great money making app to use to make some real money. You can earn points which can be easily redeemed for gift cards or get cash through PayPal.

Survey Junkie is a money making app which gives cash for taking surveys on different products and services. You also get rewards for virtual points that add up as you take surveys. There are a variety of different products that you may choose based on your preferences. As you build your profile, more choices open up adding incentive to keep at it.

Sounds like fun? Sign-up for Survey Junkie, take surveys and earn money with the best money-making app. You can also get a registration bonus through here.

Earn Per ActivityPayment MethodMin To
Cash Out
Next Steps
$1- $50PayPal or Gift Cards$10SIGN UP

Download: iOS | Android

 Swagbucks – Best App for Signup Bonus 

  • App Store Rating: 4.4 – ‎32,674+ reviews
  • Google Play Rating: 3.9 – ‎47,986+ reviews
  • Payment: Paid in gift cards, or cash via PayPal
  • How it works: With Swagbucks, you can put cash back in your wallet for answering surveys and polls. You may also get free gift cards and cash for shopping and discovering content online. Plus, they will even give you a $10 welcome bonus.

If you spend a lot of time on internet, this money making app can actually turn your past time into a moneymaking endeavor. Swagbucks rewards you for shopping online, watching videos, searching and answering surveys. You are credited with points that you can then redeem with your favorite e-tailers online including PayPal, Amazon, and Walmart.

The site has awarded over $282.6 million to its users. Once you sign up, there will be a list of surveys you qualify for.Finding a survey worth taking is easy too, look for surveys that are higher paying and stick to those. Once you earn money in your account you can redeem it for a gift card from your favorite retailer or you can take it as cash through PayPal.

Earn Per ActivityPayment MethodMin To
Cash Out
Next Steps
$.40 – $2PayPal or Gift Cards$3CLAIM BONUS

Download: iOS | Android

 Fundrise – Best App for Real Estate Investing 

  • App Store Rating: 4.8 – ‎6,674+ reviews
  • Google Play Rating: 4.6 – ‎168+ reviews
  • Payment: Direct Deposit/ACH
  • How it works: With the Fundrise app, real estate investing is on your mobile now. Real estate investing has led to the growth of the world’s largest investment portfolios for years and now you can get started instantly.

Are you excited with investing into billion dollar businesses but never imagined where you could get started? Fundrise can help you get started with high-value real estate investments. Here, it is about investing in private markets rather than public. They have an expert team of investment professionals who will help you with smart investments into several high returns opportunities. Its simple to get started, all you need is $500 and signup here. From there, you’ll pick your investment objectives, and Fundrise helps you allocate your funds.

They currently have over 100,000+ users, this app really pays you real money. I suggest learning more about this Fundrise as it has a proven track record for being a diverse approach for your long-term portfolio. Plus, you’ll likely beat the stock market year after year.

Download: iOS | Android


If you purchased something online in the past year, and that item decreased in price, the store might owe you a refund. With this money saving Paribus App, one can take back their money and get refunded for things that you’ve already purchased

Yes,it is true. It is possible that stores owe you money. Online shopping continues to increase, especially if you live in cities. If you are someone who shops online frequently, then you might be looking at a quick refund!

Refunds are typically processed quiet smoothly in 3-7 business days. Retailers will issue the credit back to your original method of payment, like your credit card or debit card that you paid with.

You need to check out Paribus. Paribus is 100% free to use and does the heavy lifting for you!


  • 100% free to sign up and claim refunds.
  • Safe, secure and legit (Paribus is owned by Capital One)
  • Refunds happen fast typically 3-7 business days


  • Not every retailer participates in their program
  • Must allow access to your email inbox

Solitaire Cube – Best App to Win Money Instantly

  • App Store Rating: 4.6 – ‎45,836 reviews
  • Google Play Rating: N/A
  • Payment: Paid in gift cards, or cash via PayPal
  • How it worksSolitaire Cube is an easy way to win some decent money pretty easily with just a small deposit playing Solitaire.

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments to win money instantlySolitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s quiet easy to get started and the game will match you up with other players who have the same level of skills in real-time. Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

Earn Per ActivityPayment MethodMin To
Cash Out
Next Steps
UncappedPayPal or Direct Deposit$0DOWNLOAD NOW


InboxDollars – Best App to Get Paid to Watch Videos 

  • App Store Rating: 4.4 – ‎106,369+ reviews
  • Google Play Rating:  4.2 – ‎94,251+ votes
  • Payment: Paid in gift cards or via check
  • How it works: With InboxDollars, you might earn real cash for sharing your opinion and completing surveys. Join the the list of millions of InboxDollars members who have earned over $50 million in cash to date.

InboxDollars is another rewards-based app that gives out attractive rewards for playing games, taking surveys, reading emails, watching videos, and more. They dole out real cash after you complete watching videos, taking surveys or playing games online. They have good reviews from their customers and they payout real money instantly. Inbox dollars have paid out $57 million in cash rewards so far. Making money from your phone longer a mystery with the help of InboxDollars, and signing up will net you a $5.00 instant bonus.

Earn Per ActivityPayment MethodMin To
Cash Out
Next Steps
Up to $5Cash & Gift Cards$30CLAIM BONUS

Download: iOS | Android

Public’s iOS and Android app allows you to connect with other investors like you connect with friends on social media. Interacting with more experienced traders might help you if you’re just starting out and not sure where to invest.

The platform has about 50 investing themes which bundle similar companies together. It is possbile that you want to invest in online pc gaming businesses or environmentally conscious companies? Public has a theme for that, helping you to invest with your heart along with your head with other app users.

One of its greatest features is the ability to invest in pieces / slices . Say you want to own a part of Apple or Amazon, but don’t have thousands of dollars. With slices, you can buy “fractional shares” to make things a little more affordable when you’re just starting out.

Public has a great looking design and smooth interface and the free app is very user-friendly. There’s no minimum to get started, no trade fees, and the free app is available from Google Play or the Apple App Store.


  • Invest in small increments
  • no trade fees
  • Social interface, allowing you to connect with like minded investors
  • Fractional share investments
  • Offers a referral program


  • Not all companies are available for investment (no OTC stock)
  • Fees aplicable for money transfers, wires, and some statements or checks
  • Not good for day trading

 Mistplay – Best App to Get Paid to Play Games 

  • App Store Rating: N/A
  • Google Play Rating: 4.2 – ‎97,847 votes
  • Payment: Paid in gift cards, or cash via PayPal
  • How it worksMistplay is a awesome opportunity for those looking to get paid for something they enjoy, playing games. This is legitapp and has over 97,847 positive reviews in the Google Play store.

Do you want a money-making app that will pay you to play games? I mean, we all heard the old saying “time is money” right? Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a Mistplay (android only) and then download games from it and play, you earn money. As you level up you can earn more money for cash rewards or gift cards. This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

Earning PotentialPayment MethodMin To
Cash Out
Next Steps
$50 Per MonthGift Cards1,500 Points or $5DOWNLOAD

Download: Android

Best App for Selling Your Data:Nielsen Mobile Panel 

nielsen mobile app
  • App Store Rating: 4.4 – 2,000+ ratings
  • Google Play Rating: 4.4 – 13,000+ ratings
  • Payment: Gift cards, sweepstakes entries, and earn $50 per year for having the app installed on your device
  • How it works: For installing the Nielsen App on your computer or mobile device, you will automatically be entered into sweepstakes. There are opportunities to even earn $50 per year by having their app installed for one year.

This is an interesting money-making app that Nielsen offers – all you need to do is install it on registered mobile devices. It unobtrusively works in the background and collects certain statistics about browsing habits for which you get paid by them. You can profit by downloading and installing the app on your devices (mobile phone, laptop, tablet) and make $50 fast per device, per year.

Earning PotentialPayment MethodMin To
Cash Out
Next Steps
$50+PayPal or Gift CardsNoneSIGN UP

Download: iOS | Android

 Lucktastic (Best App to Win Money Instantly) 

  • App Store Rating:  3.9 – ‎5,384 reviews
  • Google Play Rating: 3.8 – ‎328,049 votes
  • Payment: Paid in gift cards, or cash via PayPal
  • How it works: With Lucktastic (Android), you don’t waste time. You JUST have to scratch cards once a day and it’ll only take about 5 minutes. For every 30,000 tokens, you get a $5 gift card which is an great deal considering the fact that you’re not really doing much.

If you lovebuying lotto tickets or scratch-offs and dreaming about the money you might win — then you would seriously enjoy playing Lucktastic (download for Android only). This free app offers the same daily scratch-off cards that you find at your local convenience store — but here you can play for free and win real money.

This gaming app has over 327,695+ positive reviews in the Google Play store. You can win up to $10,000 in card cash prizes and there are daily $500 Amazon gift card giveaways. The threshold for payout is only $2 and you can get daily opportunities to win big when you download the Lucktastic app for free.

Download: Android

MyPoints – Best App for Getting Paid for Shopping Online 

  • iPhone: N/A
  • Android: 4.0 – 1,200+ ratings
  • Payment: Gift cards, PayPal money, and even airline miles
  • How it works: Whether you want to shop at your favorite retailers by using your phone or take surveys on the go, the MyPoints app has you covered allows you to do that. Reward yourself with great experiences and free gift cards.

If you love getting rewards for purchases online, then you’ll enjoy MyPoints. You may take surveys, watch videos, read emails and more to earn points that you can reimburse for online services. They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible. Plus you can get a $10 gift card after spending $20 at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. That’s all! It’s basically $10 off anything you buy.

Earn Per ActivityPayment MethodMin To
Cash Out
Next Steps
$2.5PayPal or Gift Cards$3CLAIM BONUS

Download: iOS | Android


Acorns can help you set up to round up your purchases to the nearest dollar. They take this cash and invest it into ETFs. Looks great idea

Say you bough a gift for your friends birthday which cost you $4.90. Once you download the Acorns App, it will automatically, round up to the nearest dollar and invest that 10 cents! This adds up over time.

With the Acorns app, you can build an investment portfolio one dime at a time.

This money making app is definitely a millennial investing strategy. You can set it and forget it, and build your investment portfolio without even knowing it.

You can also direct additional funds into the Acorns app for investment. Really it’s a tool to help you invest more money and an investment platform.

Try it risk-free! Receive a $5 sign-up bonus by signing up below.



  • Flat fees are high for low balance accounts
  • Requires spending money to save money
  • Limited investment options


Truebill – Best App to Lower Your Bills

  • iPhone: 4.5 – ‎17,523+ reviews
  • Android:  4.4 – 9,382 votes
  • Payment: Reduction in your bills.
  • How it works: When you sync your checking and credit accounts to Truebill, in roughly two minutes the app pulls data from all recurring bills, like Netflix, and tries to negotiate lower rates for you.

Truebill is a AI assistant that one can use to streamline financial requirements. Automation is the key phrase here – Truebill can help you save money by effectively automating a user’s everyday spends. It has some features that will surprise you like automatic Comcast bill negotiation.

Truebill trims the excess fat from your spending habits and keeps your financial profile lean and mean! Could you use extra savings in your life during pandemic times?

I thought so. Download Truebill for free here.

What apps pay you real money to play games? Solitaire Cube – Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments. Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available). Download Solitaire Cube here.Mistplay (Android) – Earning money by playing games on your phone sounds like a dream. But this app really pays you for playing games with cash rewards. Download Mistplay (android devices only).

Download: iOS | Android

Bonus: Best App To Get Money Fast Today

zippy loan

If you need money right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is the place to go.

ZippyLoan offers you online personal loans in about 5 minutes on their completely secure website.

This website connects you to lenders which means that waiting times are minimized unlike at a bank. The money is usually deposited in your account the next day you apply for a loan.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Your next bet is to get some quick wins through freebies and sign up bonuses.

Money making Apps That Pay Signup Freebies

The three survey sites below are legitimate and you can join from your smartphone. I’m not the biggest fan of survey sites, but it’s worth it just to claim a quick sign up bonus.

Once you’re in and a paid survey is ready for you to take, you’ll get a notification. Sign up for all 3 below (will open in new tabs) and you’ll get paid up to $50/per survey.

inboxdollars logo

Bonus: Get a $5 sign up bonus here
Welcome Bonus: $5
Potential earnings per month: Up to $175
What it could add up to in a year: $2,100
Additional Referral Earnings: 10% of your referral’s earnings


Bonus: Get a $10 sign up bonus here
Welcome Bonus: $10
Potential earnings per month: Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

survey junkie logo

Welcome Bonus: Get 150 Registration Points here
Potential earnings per month:
 Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

Is My Personal Information Safe on These Apps?

Just By sharing your name, email and phone number on these apps you should befine.

At times, by using these sorts of apps you will be redirected to their partner sites or other apps. You should be weary of disclosing personal information and if you feel like backing out, do it.

Keep these tips in mind:

  • Add your phone number to the Do Not Call Registry.
  • Use an alternative email address.
  • Give a fake phone number (XXX-555-XXXX).
  • Use your last initial instead of your full name.
  • Never give possible answers to “secret questions” i.e. Street you grew up on.

FAQs about Money Making Apps

What apps pay you the most money?

The apps that pay you out the most money and have low minimum payouts are Swagbucks, InboxDollars, and Survey Junkie. You can see the full list on Whippio for more info.

What apps pay you to play games?

Several apps pay you to play games, including Swagbucks, Mistplay, and others. Still, there are other apps where you can make more money so be sure to check the full list on Whippio for more info.

What are the best cash back apps?

The best cash back apps are Dosh, MyPoint, Ibotta, and Fetch Rewards. Dosh is hands-down the best cash back app because it works at tons of locations automatically, with no receipts to scan. Check the full list on Whippio for more info.

Best Money Making Apps Summarized

If you’re looking for a side hustle without expending much time or effort, I’ve got killer news: You can make money right from your phone by downloading these free and easy-to-use smartphone apps:

  • Survey Junkie – Best money making app
  • Swagbucks – Best App for a signup bonus
  • Fundrise – Best App for passive income
  • Solitaire Cube – Best app to win money instantly
  • InboxDollars – Best app to get paid to watch videos
  • Mistplay – Best app to play games for money
  • Nielsen Mobile Panel – Best app for selling your data
  • Lucktastic – Best app to win real money
  • MyPoints – Best app for getting paid for shopping online
  • Truebill – Best app to lower your bills

If you didn’t claim your $5 bonuses already, don’t forget to check out the best sign up bonuses below:

  • SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. 
  • Branded Surveys: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join Branded Surveys Now

I hope you liked this list of the best money making apps that pay real money through PayPal.

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